BTC-Backed Lending Infrastructure for Financial Institutions
Offer compliant BTC-backed loans to your customers with Norlend's SDK & API's.
trusted by

Norlend Features
SDK and API solutions tailored to your institution's operations. Receive, store and manage your customers BTC while issuing margin loans within your framework.
Core integrations & operations
Open-API adapters for core banking systems (Tietoevry, Temenos, etc.). Hooks into customer/CIF, accounts/ledger, collateral registry, and payments rails (SEPA, SWIFT, BankAxept).
Risk & Credit Controls
Real-time LTV & margining engine with stress testing. Collateral lifecycle management with automated margin calls and liquidation orchestration.
Compliance & Reporting
Integrated KYC/AML/Travel-Rule connectors with on-chain analytics. Automated reporting for credit risk, finance, and compliance departments.
Governance & Contracts
Delivered with pre-packaged risk assessments, regulatory mappings, and NPA-ready product sheets. SLA/OLA frameworks with KPIs/KRIs (latency, uptime, oracle quorum).
Deployment & Resilience
Offered as managed service or bank-operated module. BCP/DR packs, incident playbooks, and parallel-run support.
Portals & Dashboards
Fully configurable, brandable client and admin portals. MI dashboards for risk, credit, and operations monitoring.

Norlend Products
Serve new markets and offer fast loans with Norlend. We offer multiple deployment options for institutions with different regulatory profiles.
Norlend Liquidity Connect
Norlend acts as a loan broker, matching your credit facility with collateralized BTC borrowers.
- Norlend manages custody, collateral, and loan servicing
- Loan capital provided via API-synced credit line
- Automated accounting and reporting
- Joint customer relationships or fully white-label
- NPAP-ready documentation, controls, and regulatory mappings
- Credit License
Norlend Lending Suite
Launch BTC-backed loans within your institution— seamlessly integrated into your core-banking system.
- Full custody, collateral, and loan lifecycle management
- Hooks into treasury, CIF, accounts/ledger, collateral registry, and payment rails
- Admin & client portals, fully configurable and brandable
- Automated accounting & MI dashboards for credit/risk
- Integrated KYC/AML & Travel Rule compliance
- NPAP-ready documentation, controls, and regulatory mappings
- Credit License
- Digital Asset License (depending on custody setup)
Norlend Lending Suite (DeFi)
Offer BTC-backed loans to your users using DeFi — powered by Norlend’s APIs and audited smart contracts.
- Access DeFi liquidity (Spark, Aave) via Norlend’s compliant gateway
- BTC collateralization with stablecoin loan issuance (USDC, USDS)
- Norlend manages smart contract orchestration and custody integrations
- Admin & client portals, configurable and brandable
- Automated accounting and reporting
- NPAP-ready documentation, controls, and regulatory mappings
- Digital Asset License (depending on custody setup)

Contact us.
contact@norlend.com
Munkedamsveien 45C
0250 Oslo, Norway